Posts Tagged “you”

Best Businesses You Can Start for Under $1,000

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Best Businesses You Can Start for Under $1,000

According to Gallup, more than half of U.S. workers are “actively disengaged” in their roles, and Nielsen reports that the average household watches almost eight hours of television per day. That’s a lot of time and focus that could be invested in building a successful, rewarding new career instead. Anyone with ambition and an idea can grow a business…

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Mutual fund managers are bullish on small and mid caps; should you invest?

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Mutual fund managers are bullish on small and mid caps; should you invest?

Many market pundits may be writing off mid cap and small cap segments, but some mutual fund managers believe that time is ripe to invest in mid cap and small cap mutual fund schemes. “We are bullish on small and mid caps. There are many small and mid caps which have become very attractive, even more than large caps….

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Why you shouldn’t rush to buy property in J&K

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Why you shouldn’t rush to buy property in J&K

Now that Article 35A, a law that debarred non-residents of Jammu and Kashmir from buying properties in the erstwhile state, has been revoked, people from other states can own immovable property in the newly carved Union territory. However, there’s not much clarity on how the move will pan out for investors. Two days after Article…

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You are Pre-approved! Know All About Pre-approved Personal Loans

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You are Pre-approved! Know All About Pre-approved Personal Loans

Have you ever received a message or call from a bank offering you a pre-approved personal loan? Whilemost of us ignore such offers, theycanbe useful when you plan to renovate your house, get married, take a vacation or there is a medical emergency and are short on funds. The biggest advantage of pre-approved loan is…

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BT Insight: All you need to know about quant funds

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BT Insight: All you need to know about quant funds

DSP Mutual Fund has launched a new fund, DSP Quant, under which the stock selection will be done based on a predefined quantitative model with no human intervention. The new fund offer (NFO) is currently open and will close on June 3. This is not the first quant fund to have been launched in India….

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Personal Loan vs Credit Card Loan: Which is the right choice for you?

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Personal Loan vs Credit Card Loan: Which is the right choice for you?

Irrespective of what loan option you choose, compare their specification before opting for one. Credit card loans, along with personal loans, have become a way of life today as a large number of people prefer to go for these two types of loans whenever they need funds for something. However, while taking a loan, some…

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Want personal loan? Experts warn you about what to do before applying

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Want personal loan? Experts warn you about what to do before applying

A personal loan is one of the major options that a loan applicant thinks of during a financial emergency. The reason behind that is  due to the disbursal of money being  fast and it doesn’t require any collateral or mortgage. Hence, a loan applicant opts for a personal loan without checking the interest rate applicable,…

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Gold loan or personal loan: Which one should you choose?

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Gold loan or personal loan: Which one should you choose?

As per RBI guidelines, up to 75 per cent of the value of the gold in the jewellery can be given as a loan. It is done after checking the purity of the metal and then ascertaining the market prices of gold. Representative Image New Delhi: Gold loan is a scheme where the applicant can avail…

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Should you sell your equity mutual fund investments because of Indo-Pak conflict?

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Should you sell your equity mutual fund investments because of Indo-Pak conflict?

Some mutual fund investors are planning to sell their investments because of India-Pakistan conflict. They are asking their advisors if they should sell their equity mutual funds and stay out of the stock market for the time being. “Some novice investors have called me to check if they should get out of equities due to the ongoing…

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Surprise RBI Repo Rate Cut 2019: Home Loan, Car Loan, Personal Loan EMIs to cost less – Check how you will benefit

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Surprise RBI Repo Rate Cut 2019: Home Loan, Car Loan, Personal Loan EMIs to cost less – Check how you will benefit

RBI Repo Rate Cut: After months of maintaining status quo over the key lending rate, the RBI today finally announced a Repo Rate Cut by 0.25%. The central bank had maintained the status quo in the last two Monetary Policy Committee meetings. The repo rate cut comes on the back several bonanzas announced for taxpayers in…

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Why do investors pick wrong mutual fund schemes? Answer might surprise you

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Why do investors pick wrong mutual fund schemes? Answer might surprise you

Blame it on the volatile market. There is deluge of messages on etmutualfunds.com official Facebook page these days. Many readers want to know whether they have picked the right mutual fund schemes for their retirement, child’s higher education, downpayment for their homes, and so on. Most often we end up asking for important detail that…

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