Posts Tagged “the”

Lightspeed: The fund that bets on getting in early

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Lightspeed: The fund that bets on getting in early

When Lightspeed India Partners set up its first India fund, worth $135 million (₹926 crore), in 2015, it had already had a taste of the potential of Indian startups. Beginning with a $7 million (₹48 crore) investment in online tutorial Tutorvista in 2006, the US-based Lightspeed Venture Partners had zeroed in on future unicorn Oyo…

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Is it the right time to buy gilt funds?

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Is it the right time to buy gilt funds?

In an environment where many debt fund categories are under pressure, gilt schemes have had a solid run over the past one year – delivering 11-18 per cent returns, a bit more in the case of direct plans. Even longer term performances over three and five years looks good, with many schemes turning in near…

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Here’s why falling mortgage rates won’t spark recovery in the housing market

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Here’s why falling mortgage rates won’t spark recovery in the housing market

The housing market won’t recover much in the second half of 2019, says Capital Economics. Mortgage interest rates have fallen this year, but that hasn’t spurred much action in the housing market, and things are unlikely to turn around for the remainder of the year as concerns about the economy continue to grow, the economists say. “The…

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Invest in a thematic mutual fund only if you’re convinced about the sector’s growth

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Invest in a thematic mutual fund only if you’re convinced about the sector’s growth

I have been investing ₹25,000 in mutual funds each month through systematic investment plans (SIPs) for a year now. I am investing in ICICI Prudential Bluechip Fund, HDFC Hybrid Equity Fund, Tata India Consumer Fund, Axis Long term Equity Fund and Mirae Asset India Equity Fund. All my investments are direct plans (growth option). I want…

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How to Come Up With Startup Business Ideas in the Digital Era

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How to Come Up With Startup Business Ideas in the Digital Era

Every ambitious entrepreneur has the same major objective — for their startup business idea to become the next big thing. It may be hard to imagine, but Steve Jobs and Mark Zuckerburg were once in the same position as most business owners. Coming up with an idea for your startup business should be approached with the same dedication as every…

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Find the best debt fund match for different needs

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Find the best debt fund match for different needs

More and more retail investors are now buying debt funds. Over 50% of the debt fund assets come from retail investors, according to data from the Association of Mutual Funds in India, and the number is growing. If you are looking to invest in debt funds but so far have only dealt with fixed deposits, you may find it overwhelming…

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Personal Loan vs Credit Card Loan: Which is the right choice for you?

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Personal Loan vs Credit Card Loan: Which is the right choice for you?

Irrespective of what loan option you choose, compare their specification before opting for one. Credit card loans, along with personal loans, have become a way of life today as a large number of people prefer to go for these two types of loans whenever they need funds for something. However, while taking a loan, some…

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5 funds that outperformed the recent surge in Nifty returns

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5 funds that outperformed the recent surge in Nifty returns

Equity markets have seen a strong rally on the back of strong flows from foreign investors and hopes of the NDA-led coalition coming back to power. The Nifty has moved up from 10,488 on Dec 10, 2018 to 11,672 on April 9, gaining 11.7 per cent in the period. Funds that bet on banks and financial services managed to…

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Know The Limitations On Taking Loan From Relatives And Friends

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Know The Limitations On Taking Loan From Relatives And Friends

The topic of discussion herein makes sense after the recent stir on a news piece that suggested that accepting personal loans would be banned under the banning of unregulated deposit schemes ordinance, 2019. And so, we will understand its likely implication on the personal loans which are taken from relatives as well as friends to…

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Have I chosen the right mutual fund schemes?

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Have I chosen the right mutual fund schemes?

I am under the assumption that mutual fund is a lot better and safe than private loans (lending money to strangers for some interest). I just did some basic research and came to know the jargons also invested in Mirae Asset Tax Save Fund (Direct – growth) as it has lower expense ratio and high…

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Slump? Here’s why the property prices are locked

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Slump? Here’s why the property prices are locked

It’s unlikely that sales will improve significantly anytime soon which in turn means that developers will find it difficult to get out of the debt trap they find themselves in.(HT Photo) Financial leveraging is important for businesses and their growth, but if not managed efficiently it can backfire, as can be seen in the case of…

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