Posts Tagged “Personal”

Millenials Betting Big On Personal Loans For Smart Travel Experience

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Millenials Betting Big On Personal Loans For Smart Travel Experience

While on one hand Baba Ramdev is improving the health of millions in India, on the other hand, millennials forming around 40% of the country’s working population are facing several health issues primarily due to the stressful work culture. A quick solution to rejuvenate their fatigued bodies and stressed minds is weekend getaway trips, which…

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HDFC Bank personal loan 2019: Eligibility, rates, documents needed, features, other details

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HDFC Bank personal loan 2019: Eligibility, rates, documents needed, features, other details

According to HDFC Bank, all the resident Indians working in private limited companies or public sector undertakings including central, state and local bodies are eligible to get a personal loan from the bank. HDFC Bank charges a processing fee of up to 2.5 per cent of the personal loan amount  |  Photo Credit: PTI New Delhi: India’s…

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Gold loan vs personal loan: Which one to opt for?

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Gold loan vs personal loan: Which one to opt for?

Personal loan tenures are relatively short, which explains them not requiring collateral. Planning on a big-ticket spend but don’t have the money to bankroll it all? Or facing a family emergency and your savings are insufficient to bail you out? A fair few of us who have been in suchsituations feel that the most feasible…

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Personal loan application rejected? Some dos and don’ts to avoid rejection

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Personal loan application rejected? Some dos and don’ts to avoid rejection

Having a good credit score improves the chances of loan application approval but still there some other reasons which can lead to rejection. Given below are dos and don’ts to avoid rejection of application. Some do’s and don’ts to avoid personal loan rejection New Delhi: Personal loan is useful for the people who fall short of…

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You are Pre-approved! Know All About Pre-approved Personal Loans

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You are Pre-approved! Know All About Pre-approved Personal Loans

Have you ever received a message or call from a bank offering you a pre-approved personal loan? Whilemost of us ignore such offers, theycanbe useful when you plan to renovate your house, get married, take a vacation or there is a medical emergency and are short on funds. The biggest advantage of pre-approved loan is…

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How LoanTap revolutionised personal loans for salaried professionals, growing its order book by 10x

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How LoanTap revolutionised personal loans for salaried professionals, growing its order book by 10x

When LoanTap started its digital lending business in mid-2016, the conversation around fintech in India was hardly as loud as it is today. Of course, that changed with demonetisation later that year, but the narrative mostly remained focussed on payments and mobile wallets. In the last 12-18 months, however, lending has emerged as the new investor…

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Personal Loan vs Credit Card Loan: Which is the right choice for you?

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Personal Loan vs Credit Card Loan: Which is the right choice for you?

Irrespective of what loan option you choose, compare their specification before opting for one. Credit card loans, along with personal loans, have become a way of life today as a large number of people prefer to go for these two types of loans whenever they need funds for something. However, while taking a loan, some…

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Army is not PM Modi’s personal property; NDA govt released Azhar: Rahul Gandhi’s counter to BJP on nationalism

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Army is not PM Modi’s personal property; NDA govt released Azhar: Rahul Gandhi’s counter to BJP on nationalism

Taking the BJP’s nationalism narrative in the ongoing Lok Sabha polls head-on, Congress president Rahul Gandhi on Saturday said the Indian Army is not Prime Minister Narendra Modi’s “personal property” and it should not be politicised as he also slammed the government on tackling terror, citing JeM chief Masood Azhar’s release during the NDA rule….

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Know these 5 essential things before availing a personal loan in your 40s

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Know these 5 essential things before availing a personal loan in your 40s

With a family to support and enormous responsibilities to shoulder at this stage, it makes sense to weigh the pros and cons of taking a personal loan Representational image  |  Photo Credit: BCCL The need for cash during a sudden medical emergency, home renovations or children’s education are some of the unplanned expenses that can be…

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How lenders check creditworthiness before approving personal loans

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How lenders check creditworthiness before approving personal loans

When you apply for a personal loan, your credit report is often studied by the lender to assess your creditworthiness and understand how good you’ve been at managing credit in the past. Many financial technology companies currently active in the market employ risk-assessment algorithms to check the eligibility of applicants speedily and accurately. Perhaps the…

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Want personal loan? Experts warn you about what to do before applying

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Want personal loan? Experts warn you about what to do before applying

A personal loan is one of the major options that a loan applicant thinks of during a financial emergency. The reason behind that is  due to the disbursal of money being  fast and it doesn’t require any collateral or mortgage. Hence, a loan applicant opts for a personal loan without checking the interest rate applicable,…

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Personal loans: Four tips to get funds at low interest rate

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Personal loans: Four tips to get funds at low interest rate

Four tips to get the best personal loan at a low interest rate (Illustration: SHYAM Kumar Prasad) Source: Tax Guru A kind of an unsecured loan, a personal loan is a handy financial tool that is easy to apply and in most cases, hassle-free to repay. However, since you don’t secure the loan with a…

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Common Personal Loan Terms

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Common Personal Loan Terms

A personal loan serves an array of purposes – be it renovating your house, meeting medical expenses or funding your academic degree, a personal loan is one of the more versatile financing options available in the market. Here is a quick guide to some of the more common terms that you should have an idea…

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Gold loan or personal loan: Which one should you choose?

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Gold loan or personal loan: Which one should you choose?

As per RBI guidelines, up to 75 per cent of the value of the gold in the jewellery can be given as a loan. It is done after checking the purity of the metal and then ascertaining the market prices of gold. Representative Image New Delhi: Gold loan is a scheme where the applicant can avail…

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