Posts Tagged “Is”

Why is this French city so popular for property buyers right now?

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Why is this French city so popular for property buyers right now?

It’s a vibrant, student city less than an hour from Paris. But there are plenty other reasons why property investors can’t get enough of Tours right now. Tours may not be one of France’s most famous or important cities, and it’s perhaps this reason why it’s taken foreign and French investors so long to notice…

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Five-year mutual fund returns fall below PPF’s, but all is not lost

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Five-year mutual fund returns fall below PPF’s, but all is not lost

The economic slowdown, which has been gathering pace since the start of 2018, has now come to bite mutual fund returns. Key equity mutual fund categories have delivered lower returns than the Public Provident Fund (PPF), a risk- and tax-free debt instrument, in the last five years, even as more and more people are now…

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Siddhartha saga: Property attachment is by no means tax terrorism

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Siddhartha saga: Property attachment is by no means tax terrorism

S Murlidharan In his yet-to-be authenticated letter to his staff, which many call his dying declaration, V G Siddhartha, the founder of Café Coffee Day (CCD), says among other things that he was constantly being pressured by a private equity player to buy back shares; and that he was hamstrung by the provisional attachment of…

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Fund of Funds is a better fit for DIY investors

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Fund of Funds is a better fit for DIY investors

The budget had nothing much for mutual funds to talk about. But there is one provision that is likely to bring some cheer to a certain category of mutual funds—the fund of funds (FoF). FoFs are mutual fund schemes that invest in other mutual fund schemes. In other words, the scheme does not hold shares or bonds…

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Is it the right time to buy gilt funds?

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Is it the right time to buy gilt funds?

In an environment where many debt fund categories are under pressure, gilt schemes have had a solid run over the past one year – delivering 11-18 per cent returns, a bit more in the case of direct plans. Even longer term performances over three and five years looks good, with many schemes turning in near…

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Is ‘Property Brothers’ Totally Fake? Here’s Why Some Fans Are Convinced It’s Not Real

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Is ‘Property Brothers’ Totally Fake? Here’s Why Some Fans Are Convinced It’s Not Real

Anyone who’s watched HGTV for more than five minutes has probably seen the identical smiling faces of Drew and Jonathan Scott. The Canadian twin brothers are two of the most recognizable hosts and their long-running series Property Brothers is one of the most beloved shows on the network. However, like so many home renovation shows, Property Brothers has come under fire…

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Is my mutual fund portfolio appropriate to create wealth in 15 years?

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Is my mutual fund portfolio appropriate to create wealth in 15 years?

I am 35 years old. I have a medium risk appetite and want to create maximum wealth by investing Rs 20,000 per month for a period of 15 years. I also invest a lumpsum whenever I find an opportunity in the market. I am investing in the following mutual funds: HDFC Small Cap Fund: Rs 5,000…

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How concentrated is your mutual fund portfolio?

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How concentrated is your mutual fund portfolio?

Mutual fund schemes, typically, diversify across stocks and sectors. The idea behind diversification is that if some stocks and sectors do not do well, then others present in the portfolio that don’t fall by as much, prevent a downslide. But sometimes, fund managers follow a concentrated strategy either due to a scheme’s mandate or because…

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Your first mutual fund is most important: Know these things before investing

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Your first mutual fund is most important: Know these things before investing

Your first mutual fund should be simple and less risky in nature. As you would be new to the market, it will take time to understand the functioning, market moves, fundamental and technical aspects and some other important elements of the mutual fund. Pankaj Mathpal, MD, Optima Money Manager told Zee Business Online, ”Mutual fund…

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Personal Loan vs Credit Card Loan: Which is the right choice for you?

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Personal Loan vs Credit Card Loan: Which is the right choice for you?

Irrespective of what loan option you choose, compare their specification before opting for one. Credit card loans, along with personal loans, have become a way of life today as a large number of people prefer to go for these two types of loans whenever they need funds for something. However, while taking a loan, some…

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Army is not PM Modi’s personal property; NDA govt released Azhar: Rahul Gandhi’s counter to BJP on nationalism

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Army is not PM Modi’s personal property; NDA govt released Azhar: Rahul Gandhi’s counter to BJP on nationalism

Taking the BJP’s nationalism narrative in the ongoing Lok Sabha polls head-on, Congress president Rahul Gandhi on Saturday said the Indian Army is not Prime Minister Narendra Modi’s “personal property” and it should not be politicised as he also slammed the government on tackling terror, citing JeM chief Masood Azhar’s release during the NDA rule….

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Credit card, unsecured loans drive banks’ credit growth – Is it a good news?

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Credit card, unsecured loans drive banks’ credit growth – Is it a good news?

There is continuous rise in banks’ credit growth especially due to small ticket size loans aka retail ones which include home loans, personal loans and vehicle loans. Retail has been driving loan growth at 15-17% and the share of retail loans is at 26%, an all-time high. Unlike 2017, where credit growth was hampered due…

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Is my mutual fund portfolio allocation correct to get Rs 3 crore in 15 years?

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Is my mutual fund portfolio allocation correct to get Rs 3 crore in 15 years?

I have SIP in the following mutual funds. My target is to create Rs 3 crore in 15 years. These SIPs have been active for the last one year. Please advise if the allocation is right. Aditya Birla SL Frontline Equity – Rs 4,000 Mirae Asset India Equity Fund – Rs 5,000 Franklin Focussed Equity Fund- Rs 4,000 HDFC Capital…

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